Where this is not possible, there should be adequate mechanical ventilation. Kitchens, bathrooms and toilets should have a window which opens wherever possible. two way switches that switch on and off at the top and bottom of stairsĪll habitable rooms should be ventilated directly to the open air by opening a window.light switches suitably positioned so that you can switch on quickly when entering any room, hallway or landing. There should be adequate, electric lighting to all accessible parts of the house including: A clear glazed window equal in size to one tenth of the room floor area will normally be adequate.Īll staircases, landings, kitchens, bathrooms and toilets should have a window wherever practicable. To get give advice on making your property more energy efficient, go to:Īll rooms need adequate natural lighting to allow people to do domestic activities safely. make sure that the hot water tank is fitted with a good quality insulation jacket.make sure that all water pipes likely to be exposed to frost, such as those in the roof space are properly insulated or take other suitable steps to prevent burst pipes during the winter, particularly when the house is empty make sure your tenants know where the stop tap is in case there is a burst pipe.draught proof external doors and windows, (but not rooms containing an open-flue gas appliance.replace draughty, ill fitting windows and doors Louvre blade windows are particularly wasteful in terms of heat loss as well as being an added security risk.In a property rented to tenants, the landlord should: It is important to have good thermal insulation. These also need constant maintenance to make sure they're in safe, working order.Ī gas or oil central heating system is the most effective way to heat the whole house. Gas or electric fires are still widely used, but these heating methods aren't always efficient or cost-effective. Your heating system should be efficient, safely designed and cost effective to run. Condensation also gathers on bedroom walls behind cupboards and wardrobes and beneath windows. penetrating dampness to walls and ceilings due to leaking roofs and gutters, perished external brickwork and mortar joints, leaking hot or cold water pipesĬondensation can lead to mould growth on walls and ceilings in kitchens and bathrooms.rising dampness to ground floors - old quarry tile floors and poorly constructed solid concrete floors with no damp-proof membrane are particularly susceptible.rising dampness to ground floor walls - this is normally indicated by a damp tide mark usually about 18 inches above the floor level.The house should be free from rising and penetrative dampness which could damage your health. settlement cracks above windows and doorwaysīefore letting a house to tenants, the landlord should ask a qualified surveyor to check the condition of the property.bulging brickwork to the main external walls.The house should not have any progressive structural movement that could cause any part of the building to fail or collapse. If you rent your home from a private landlord, your accommodation must meet the fitness standard. Your payment due date may not be moved if it results in skipping a payment.Your home needs to be secure, sound and in a good state of repair so that you, your family and any visitors are safe. If you do the opposite and move your due date five days earlier in the month, less interest will be paid because the payment is early. After that, your interest amount will return to the standard amount. For example, if you move your due date five days later in the month, the amount of interest you pay will be slightly higher to cover the interest accrued during those five extra days. Changing your payment date can affect the amount of interest you pay in your next payment. Interest accrues on your loan daily, we calculate interest based on when we receive your payment. How changing your loan payment date affects your interest payments Please do not include any personal information like your account or Social Security Number. For information on the Skip-a-Payment program, click here. This form is NOT for Skip-a-Payment requests. To request a change in the due date of your loan, complete the form below, and we'll be in contact about your needs shortly.
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